Garanti BBVA, Turkey’s second-largest private bank, partnered with Experian to enhance its credit origination strategies amid rapidly shifting macroeconomic conditions. By integrating Experian’s Optimize solution within PowerCurve, the bank was able to:
- Reduce bad debt ratio by 6% while maintaining approval rates
- Run 4 scenario simulations in just half a day
- Cut data preparation time from 2 days to half a day
- Decrease analytical processing time from 1 week to 1 day
- Seamlessly implement strategies with no-code integration
Optimize empowered Garanti BBVA to simulate multiple regulatory and economic scenarios, align decisions with business goals, and quickly adapt strategies—all without complex coding.
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